First Home Buyers
At Accelerate Home Loans, we are passionate about helping first home buyers across Australia achieve their dream of homeownership. With personalized home loan options and access to government incentives like the First Home Owner Grant (FHOG), we make the journey smoother, simpler, and stress-free.

Rated 5 from 32 Reviews
Your First Home, Made Simple
Buying your first home is a significant milestone and one of the most rewarding investments you’ll make. In Australia, First Home Buyers can take advantage of favourable market conditions and generous government incentives, including stamp duty exemptions, state-specific concessions, and the Home Guarantee Scheme, to step confidently onto the property ladder. For more information, visit firsthome.gov.au.
At Accelerate Home Loans, we’ve worked with clients across the country to access these opportunities, tailoring solutions to their unique needs. Whether you’re navigating grants and concessions, comparing the pros and cons of vacant land versus an established home, or exploring your eligibility for the Home Guarantee Scheme, we’ll simplify the process and provide expert guidance every step of the way.
Understanding the home-buying process is critical—especially when it comes to determining not just how much you can borrow, but how much you should borrow to align with your long-term financial goals. With years of experience guiding First Home Buyers, we provide the knowledge and support you need to make informed decisions and achieve your dream of homeownership.
As proud members of the Finance Brokers Association of Australasia (FBAA), we’re committed to helping First Home Buyers nationwide. If you’re ready to take the first step toward owning your first home, trust our expertise to guide you through the process and make the right choice.
Your dream home is closer than you think—let’s make it happen together.

How We Work Together
From the first conversation to ongoing support, we’re here to simplify the process and help you achieve your financial goals with ease.
Discover
We start by understanding your unique goals and financial situation, creating a clear roadmap tailored to your needs.
Research
Using our expertise, we explore a wide range of loan products to identify the ideal solution that aligns with your objectives.
Apply
We take care of the paperwork and manage the entire loan application process, ensuring everything runs smoothly and efficiently.
Support
Our commitment doesn’t end once your loan is approved. We monitor the market, keep you informed of any changes, and provide ongoing advice to help you make confident decisions.
Your success is our priority—let us guide you every step of the way
Testimonials
Matt made the entire loan process smooth, clear, and stress-free. His deep knowledge and personal attention helped us feel confident every step of the way. We’ve worked with him multiple times and always received outstanding service. A top professional we fully trust and highly recommend.
Matt guided us through a long and unpredictable home-building journey. He explained every option clearly, stayed on top of every detail, and supported us through delays. His care and professionalism were unmatched. We couldn’t have done it without him—he’s a true expert who genuinely cares.
Matt made my first home purchase simple and efficient. Now, as a real estate agent, I confidently refer clients to him. He tailors solutions for every financial situation and always delivers results without pressure. Matt is the finance partner every agent wishes they had.
Matt secured finance for our dream home when no one else could. The situation was tough, but his persistence and deep understanding made it happen. We’re so grateful for his support and determination. Matt’s commitment is rare, and we’ll never use another broker again.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.