Construction Loans

Rated 5 from 32 Reviews
Financing Your Dream Build or Renovation Made Simple
Building your dream home or completing a major renovation is an exciting journey—but it starts with securing the right construction loan. Unlike traditional loans, construction loans are designed to release funds in stages as your project progresses, helping you manage costs efficiently. While the process may seem complex due to additional documentation and specific requirements, we’re here to simplify it for you.
At Accelerate Home Loans, we take care of the details—from assessing your financial situation to ensuring all paperwork is in order—so you can focus on bringing your vision to life. Our expertise ensures a smooth process, saving you time and stress while getting your project underway.
Construction loans differ from standard loans by allocating funds in stages to pay builders and suppliers as work is completed. This staged approach means you only pay interest on the funds you’ve accessed, not the entire loan amount, helping you save money during the construction phase. With our guidance, you’ll understand these unique features and make confident decisions about the right loan for your needs.
As proud members of the Finance Brokers Association of Australasia (FBAA), we assist clients nationwide in funding their building and renovation projects. Whether it’s a new home or a major remodel, we’ll guide you every step of the way to ensure you make the best choice for your project.
Your dream build starts here—let’s make it happen together.
Testimonials
Matt made the entire loan process smooth, clear, and stress-free. His deep knowledge and personal attention helped us feel confident every step of the way. We’ve worked with him multiple times and always received outstanding service. A top professional we fully trust and highly recommend.
Matt guided us through a long and unpredictable home-building journey. He explained every option clearly, stayed on top of every detail, and supported us through delays. His care and professionalism were unmatched. We couldn’t have done it without him—he’s a true expert who genuinely cares.
Matt made my first home purchase simple and efficient. Now, as a real estate agent, I confidently refer clients to him. He tailors solutions for every financial situation and always delivers results without pressure. Matt is the finance partner every agent wishes they had.
Matt secured finance for our dream home when no one else could. The situation was tough, but his persistence and deep understanding made it happen. We’re so grateful for his support and determination. Matt’s commitment is rare, and we’ll never use another broker again.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.